Bariatric Surgery for obese and morbidly obese with BMI of 35 and over are often covered by insurance. It is not always possible to get approval from insurance but your surgeon can try.
Bariatric Endoscopy including Orbera Balloon and Endoscopic Sleeve Gastroplasty can be done on someone with BMI 35 and higher but often are used for people who are overweight or moderately obese. Unfortunately insurance companies do not cover these procedures because they assume that someone who is overweight doesn’t need them for health reasons. However, besides aesthetic reasons these procedures also deliver lots of health benefits!
Someone with BMI of 30 very often can’t lose weight without some help and will end up needing surgery later on.